People have struggled with debt for a long time. Credit card companies have made record profits by making their credit available to millions of people. I liken them to any other vice. If you get hooked on them, they are a difficult habit to break. My company has helped people with debt for many years. We have gone to companies and gave seminars on our debt elimination system, taught debt elimination through community education, and many other continuing education venues. Invariably we would see the same thing over and over. Some people are ashamed of their debt and want to do something, but are afraid of the social stigma of being seen as someone who cannot manage money. This would affect attendance. You would get a certain number of people signing up for the seminars, but half of them would actually show up. Where were the other half? They would avoid the class, even though they paid for it, for fear of being embarassed.

Debt and debt elimination is a somewhat complex subject. The idea and the concept are fairly simplistic, but the methodologies and the philosophies are fairly complex. We would teach a 3-4 hour seminar, and walk away feeling like there was so much more that needed to be said. Would the students follow up and further their education and actually make a plan? Most are inspired when they leave a seminar because we have given them hope and inspiration, and shown them that it can be done and there will be great rewards. But this system lacked the serious follow up that is necessary to reinforce a learning exercise.

Well I am happy to say that I finally found the solutions to these problems. By having an online system, I have been able to concentrate all of the learning resources in one central repository. Leveraging the power of the internet, individuals who wish to figure out the best way to get out of debt, repair their credit, and learn to have a better system for debt management now can accomplish all this in the privacy and comfort of their own home and their own computer. I feel like I have removed a bottleneck to learning debt elimination that will benefit many people. Now we can reach many more people thanks to the power of the internet.